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Autonomous cash management · Early access

Friction is optional

Inviscid sweeps idle cash from low-yield accounts into US Treasury securities, then back as you need it.

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The idea

Your banks, your agents, frictionless automation

Connect the banks you already use, set rules, and Inviscid intelligently moves and invests cash.

You'll be able to connect your AI agents to the platform too, so that they can help organize your finances within structured guardrails that you control.

Bank accounts

You already use

Set limits on what cash stays where.

Brokerage account

In your name

Held at Interactive Brokers.

Invested

Short-term, liquid

US Govt. securities, exchange-traded, and mutual funds.

And back: cash returns to your bank for the payments you schedule and the withdrawals you request.

How it works

Fire and forget

  1. 01

    Open and link

    Open a brokerage account in your name at Interactive Brokers, then link your bank through Plaid.

  2. 02

    Set your rules

    Choose how much cash to keep at your bank and in your brokerage account, and schedule the payments you know are coming. Keep them current as your needs change.

  3. 03

    Let it run

    Inviscid moves the excess, invests it, and plans cash for your scheduled payments ahead of time. Every step shows up in your portal.

Trust

Nothing on faith

  • Held in your name

    Your cash and investments are held in your own account at Interactive Brokers, a member of SIPC. Inviscid never takes possession of your money.

  • First-party transfers

    Transfers go directly between your brokerage account and the bank accounts you link. Inviscid never sits in the middle.

  • US Treasuries

    Cash is invested in short duration US Government bonds, or exchange traded and mutual funds that hold them. Our algorithm seeks to maximize yield and minimize costs while tailoring investments to your profile and the obligations you schedule.

  • Fiduciary standard

    Inviscid is an SEC-registered investment adviser, required to act in your best interest. Our Form CRS explains more.

Pricing

0.00% Advisory fee for individuals

Early access is opening now for individual accounts; business accounts coming soon. Businesses and institutions pay an advisory fee.

Other costs like fees and fund expenses may apply and reduce returns. Our Form CRS and Form ADV Part 2A describe fees, costs, and conflicts.